Financing for motorcycles and recreational vehicles

Are you ready for your next recreational or work vehicle? With SM Sport, your dealership in Quebec, get easy financing for your next snowmobile, motorcycle, ATV, motocross or scooter!

We know that finding the perfect payment plan can sometimes be quite a challenge. Are you having trouble getting a loan for a motorcycle? Would you like to finance your vehicle according to your budget, but cannot find the right solution?

Our team deals with several different institutions allowing us to offer 1st, 2nd and 3rd chance credit. This means that regardless of if you have good or bad credit, we can find an advantageous financing plan for you!

Our finance professionals will know how to guide you to find the right solution. We take your needs, your concerns and –mostly- your budget into account! Thanks to SM Sport financing, you will be able to leave with the motorcycle or recreational vehicle of your dreams.


Do you offer financing solutions for people with bad credit?

Yes. We work alongside several organisms that allow us to offer several financing solutions. Amongst these, we deal with banks that offer a program allowing you to rebuild your credit score. If you have a bad credit score and wish to obtain financing for a motorcycle, ATV, side-by-side or any other motorized sports vehicle, we can help you find a solution!

Do you offer financing like 1st, 2nd or 3rd chance credit?

Yes, we offer all three of these financing options so that our clients can find a payment plan that is adapted to their needs.

What are your interest rates? Are your rates advantageous?

Interest rates fluctuate and are variable, mostly according to products and manufacturers. With certain brands, it is possible to find a very advantageous financing rate, depending on certain conditions. Find out more by asking our team for more information!

How long do I have to wait for an answer after placing a financing request?

The delay required for you to get an answer after placing a financing request is quick, but depends on the type of request. Those who have placed a first chance credit request will receive an answer two hours following the request. As for the 2nd and 3rd chance credit, delays can be a little longer, but never over a week.

What are the financing terms?

The terms vary a lot according to your needs. Under certain conditions, you can be offered terms as long as 15 years.

Why get your financing with SM Sport?

There are several advantages to getting your financing with us for the purchase of your motorcycle, snowmobile, ATV or side-by-side. We offer advantageous rates, options are varied and you will also have a customized financing plan according to your needs. Moreover, with SM Sport, all of our services are grouped under one roof, without forgetting the fact that we also offer several complementary products. You can, for example, get a prolonged warranty, replacement insurance, anti-theft insurance, credit insurance, and much more!